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If the First Citizens Bank Has a Desired Reserve Ratio

Question 62

Multiple Choice

If the First Citizens Bank has a desired reserve ratio of 10% and suddenly receives $50 million in new deposits, the bank:


A) can expand its lending by all of the $50 million.
B) reduce its lending by $10 million in excess reserves.
C) has $50 million in excess reserves.
D) has $45 million in excess reserves.

Correct Answer:

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