Coordination of benefits (COB) allows excess reimbursement from health plans to providers to be refunded to the patient.

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Coordination of benefits (COB) is a process used to determine the order of payment and coverage responsibilities when an individual is covered by more than one health insurance plan. It does not involve refunding excess reimbursement to the patient but rather prevents double payment or overpayment by coordinating how the two plans pay.

Coordination of Benefits (COB) Allows Excess Reimbursement from Health Plans