In Her Pursuit of a PhD in Business, Rhonda Took

In her pursuit of a PhD in Business, Rhonda took out many student loans. Now that she has graduated and is working, Professor Rhonda is wondering if she can get relief from her student loan debt by filing for bankruptcy. Will Professor Rhonda be able to have her student loans discharged in bankruptcy?

A) Probably not, unless not having the loans discharged would cause an undue hardship to the Rhonda and her dependents.
B) Probably so, because she successfully graduated with a PhD in Business.
C) Probably not, unless she passes the median income test.
D) Very likely, if she files for a Chapter 13 bankruptcy.