A Method Not Recommended for Getting Out of Excessive Credit

A method not recommended for getting out of excessive credit card debt is to

A) negotiate with your creditors to lower your payments and interest rates.
B) consider transferring existing balances on high-interest rate accounts to an account with a lower interest rate.
C) pay the minimum amount due on your high interest-rate cards, and pay as much as possible on the lowest interest-rate cards.
D) not open new credit accounts or accept any new credit offers.