If you are likely to pay your balance in full each and every month,select a credit card with

Question

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If you are able to pay your balance in full each month, you do not need to worry about the interest rate. Choosing a credit card with a grace period will allow you to pay off your balance within a certain number of days without any interest charges, and selecting a card with no annual fee will save you money.

B, C, and D are not necessary for someone who plans on paying off their balance each month. Low APR is irrelevant if you pay off your balance in full, and credit life insurance and credit disability insurance are not necessary expenses.

If You Are Likely to Pay Your Balance in Full