Most insurance underwriting is done by the insurance company rather than the insurance agent.

Question

Quizplus · Accepted Answer

Insurance underwriting is the process of evaluating and determining the risk of insuring a person or entity. This is primarily done by the insurance company's underwriters, who use various factors such as age, health, occupation, and past insurance history to determine the premium and coverage for the policy. While insurance agents may gather information from clients to assist in the underwriting process, the final decision is ultimately made by the insurance company.

Most Insurance Underwriting Is Done by the Insurance Company Rather