As reported in the newspaper,an insurance company paid a claim for a dent on a car roof after a man barbecuing steaks accidently dropped one over his balcony and watched it fall 17 floors onto the car.Assuming the car belonged to someone other than the chef,which of the chef's insurance coverage would have covered the dented roof?

Question

Quizplus · Accepted Answer

Homeowner's liability coverage would cover the damage because it typically includes coverage for the policyholder's liability for injuries or damages to others caused by the policyholder or their property, even if the incident occurs away from the home. In this case, the chef's accidental dropping of a steak from his balcony onto a car would fall under this liability coverage.

As Reported in the Newspaper,an Insurance Company Paid a Claim