Employers are more likely to offer short-term rather than long-term disability income insurance as a free employee benefit.

Question

Quizplus · Accepted Answer

This is because short-term disability insurance is less expensive for employers to offer and employees are more likely to use it. Long-term disability insurance requires more thorough underwriting and may be more expensive for the employer to provide. However, some employers may offer both short-term and long-term disability insurance as part of their employee benefits package.

Employers Are More Likely to Offer Short-Term Rather Than Long-Term