A guaranteed renewability clause that also is noncancelable will make sure that the insurer will not drop you should your health decline

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A guaranteed renewability clause ensures that the insurer cannot refuse to renew the policy as long as the premiums are paid on time, regardless of the policyholder's health status. A noncancelable clause also provides added protection, ensuring that the insurer cannot cancel or change the policy terms, including the premiums, as long as the premiums are paid on time. Therefore, a combination of these two clauses ensures that the insurer cannot drop the policyholder even if their health declines.

A Guaranteed Renewability Clause That Also Is Noncancelable Will Make