With cash-value life insurance the actual amount of insurance goes down over time while the amount of investment value goes up with the two components adding up to the face amount of the policy.

Question

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In cash-value life insurance, the policy includes both an insurance component and an investment component. Over time, as the investment value increases, the pure insurance portion decreases, but together they equal the policy's face value.

With Cash-Value Life Insurance the Actual Amount of Insurance Goes