____ life insurance policies possess the greatest investment risk to the policyholder.

Question

Quizplus · Accepted Answer

Variable-universal life insurance policies can be invested in securities such as stocks and mutual funds, which can fluctuate in value and carry market risk. This means that the policyholder's account value can decrease based on the performance of the investments. In contrast, term life insurance policies have no investment component, and whole life and endowment policies typically have a guaranteed cash value that does not rely on market performance.

____ Life Insurance Policies Possess the Greatest Investment Risk to the Policyholder