The worst aspect of simply taking the money out of an employer-based retirement plan when changing jobs is

Question

Quizplus · Accepted Answer

Taking money out of an employer-based retirement plan can lead to a significantly lower retirement nest egg due to the taxes and penalties involved. It is usually much better to roll over the funds into a new employer's plan or into an individual retirement account (IRA) to avoid these costs and continue growing your retirement savings.

The Worst Aspect of Simply Taking the Money Out of an Employer-Based