Which mechanism is often used by banks to impede nonwhites' access to home ownership?

Question

Quizplus · Accepted Answer

All of these mechanisms have been used historically and, in some cases, continue to be used to impede nonwhites' access to home ownership. Disproportionately denying loans, charging higher interest rates, devaluing homes in nonwhite neighborhoods, and redlining are all practices that contribute to racial disparities in home ownership.

Which Mechanism Is Often Used by Banks to Impede Nonwhites