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If Harry Can Purchase a Straight Life Annuity with a Monthly

Question 32

Multiple Choice

If Harry can purchase a straight life annuity with a monthly benefit of $500 for a single premium of $100,000, what can be said about the size of the monthly benefit associated with a joint and survivor annuity that Harry and his wife can purchase for the same premium?


A) Nothing can be said about the size of the benefit,
B) The benefit will be less than $500 per month,
C) The benefit will be more than $500 per month,
D) The benefit will be less than $500 per month if Harry is older than his wife, and more than $500 if Harry is younger than his wife.

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