An elimination period is a form of cost sharing that specifies an initial period of disability during which no benefits will accrue.

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An elimination period in insurance, particularly in disability and long-term care policies, is indeed a specified period of time at the beginning of a disability during which the insured must be disabled before benefits begin to accrue and no benefits are paid. This serves as a form of cost-sharing, as it reduces the number of small claims the insurer has to process and pay out.

An Elimination Period Is a Form of Cost Sharing That