Which of the Following Statements Is True About the Paid-Up

Which of the following statements is true about the paid-up additions options?

A) Policy dividends are used to purchase as much one-year term life as possible,
B) The paid-up additions option is sometimes called the "fifth dividend option,"
C) Earnings on the cash value that are higher than the guaranteed rate are used to purchase as much single premium whole life as possible,
D) Policy dividends are used to purchase as much single premium whole life as possible.