If you have an accident with a truck owned by a corporation that self-insures, that vehicle is considered uninsured by the uninsured motorist coverage.

Question

Quizplus · Accepted Answer

Uninsured motorist coverage is designed to protect you if you're in an accident with an at-fault driver who doesn't carry liability insurance. A corporation that self-insures its vehicles is not considered uninsured; it has made financial arrangements to pay out claims directly, thus assuming the liability risk itself.

If You Have an Accident with a Truck Owned by a Corporation