The Major Advantages of Credit Insurance Include All but One

The major advantages of credit insurance include all but one of the following:

A) Credit insurance offers a way of transferring a significant economic risk to those better able to bear it,
B) Credit insurance generally represents the only feasible solution to the problem it is designed to meet,
C) Credit insurance stabilizes a firm's profits by tending to place definite limits on the size of bad debt losses,
D) Credit insurance has certain psychological benefits for encouraging sales,
E) Credit insurance may enable a firm to accept accounts it would not otherwise accept.