Match the Descriptions with Their Terms

Match the descriptions with their terms:
-Efforts to reduce the frequency and/or the severity of a loss is through _________________.

A) frequency reduction
B) hedging
C) hold-harmless agreement
D) loss control
E) risk avoidance
F) risk retention
G) risk transfer
H) self-insurance
I) separation
J) severity reduction
K) speculator
L) unplanned retention