Karen Kimball Is a Clerk in the Mojave County Clerk's

Karen Kimball is a clerk in the Mojave County Clerk's office. She is an excellent worker, and the two major title companies always add $5 for each transaction as a tip for her. These actions:

A) Are a violation of RESPA.
B) Are not a violation because she would do the work anyway.
C) Are not a violation because it did not involve the lender.
D) Are not a violation as long as Karen discloses the fees.