Using the Following Chart, Determine Whether the RESPA Provisions on Closing

Using the following chart, determine whether the RESPA provisions on closing cost variations have been violated.

$\begin{array}{|l|l|l|}\hline\text { CATEGORY }& \text {GFE ESTIMATE }& \begin{array}{l} \text {ACTUAL CLOSING }\\\text {AMOUNT}\end{array} \\\hline \text {Recording fees }& \$ 45.00 &\$ 60.00 \\\hline\text { YSP} & \$ 1,875.00 & \$ 1,975.00 \\\hline \begin{array}{l} \text {Title company (selected by} \\\text {buyers)}\end{array} & \$ 625.00 &\$ 800.00 \\\hline \begin{array}{l} \text {Loan origination fees} \\\text {(selected by buyers)}\end{array} & \$ 575.00 &\$ 700.00 \\\hline\text { Homeowner insurance} &\$ 1,200.00 &\$ 1,600.00 \\\hline \text {Stamp tax }& \$ 5.00 & \$ 7.00\\\hline \begin{array}{l} \text {Copy and delivery fees of }\\\text {escrow agent}\end{array} & \$ 10.00 &\$ 15.00 \\\hline\end{array}$