On May 1, 2018, Cynthia Hendrix Bought Her Home and First

On May 1, 2018, Cynthia Hendrix bought her home and First Bank recorded its mortgage. On June 24, 2020, Cynthia sold her home to Stanton Gulbrandsen for $250,000. At that time, Cynthia's mortgage was $225,000. Stanton assumed Cynthia's mortgage and gave Second Bank a second mortgage for $225,000. Second Bank did not record its mortgage. On October 12, 2020, Stanton sold the home to Derek Bolger for $275,000. Bolger took the property subject to the previous mortgages and executed a $275,000 mortgage to Third Bank. Third Bank recorded its mortgage on October 18, 2020. Third Bank knew of the Second Bank mortgage.
-A predatory loan:

A) Is defined by federal interest rate limitations.
B) Is a violation of Regulation Z.
C) Does not include the right of foreclosure when secured by a mortgage.
D) Is defined as any borrower with a FICO score below 640.