Which of the Following Is Characteristic of Errors and Omissions

Which of the following is characteristic of errors and omissions insurance?

A) covers specialized equipment not covered in standard policies
B) covers injury to the public, such as customer use or misuse of products
C) covers against claims from clients who suffer from injury or loss because of errors you made, things you should have done but failed to do, or warnings you failed to supply
D) covers the life, death, dismemberment, or physical disability of owner(s) or key employee(s)