Gary runs a bank. He is only interested in giving loans to people with an excellent credit history. As a result, he ends up loaning to very few racial minorities. Gary is participating in __________ even if he is not aware of it.
A) institutional discrimination
B) social discrimination
C) institutional prejudice
D) social prejudice

Question

Quizplus · Accepted Answer

Gary is participating in institutional discrimination because his lending practices result in a disparate impact on racial minorities, even if unintentionally, due to the reliance on credit history which may be influenced by systemic inequalities.

Gary Runs a Bank