Beth works part time as a waitress and receives no health insurance benefits from her employer. She purchased a catastrophic injury insurance plan, which provides coverage for hospitalization costs in the event of an accident or injury. Beth is

Question

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Beth is considered underinsured because the catastrophic injury insurance plan she purchased only covers hospitalization costs and does not provide comprehensive coverage for other medical expenses. As a part-time worker without employer-provided health insurance, she may be at risk of having insufficient coverage in the event of a major illness or injury.

Beth Works Part Time as a Waitress and Receives No