You have a history of back problems and found out that your new health insurance plan will not cover any treatment related to your back problems until the policy has been in effect for 12 months. Your back problem is considered a(n)

Question

Quizplus · Accepted Answer

The term "preexisting condition" refers to any medical condition that you had before the start of a new health insurance policy. In this scenario, the individual's back problem is considered a preexisting condition since it existed before they enrolled in the new health insurance plan. As a result, the insurance company may choose not to cover any treatment related to the preexisting condition until a certain waiting period has passed. In this case, the waiting period is 12 months.

You Have a History of Back Problems and Found Out