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Why Do Regulators Care Whether High-Risk Drivers Have Insurance

Question 27

Multiple Choice

Why do regulators care whether high-risk drivers have insurance?


A) Regulators are silly and have nothing better to do.
B) Otherwise insurance companies would lose too much money.
C) Excluding high-risk drivers is a violation of the Constitution.
D) The societal costs associated with the accidents caused by high-risk drivers is at least somewhat reduced by having them pay an insurance premium, even if it is too low for the associate risk.

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