The fact that insured have reasonable expectations has typically resulted in:
A) a reduction in the scope of insurance coverage
B) an increase in morale hazard
C) difficulties preventing adverse selection
D) insurers having to cover things they never anticipated covering

Question

Quizplus · Accepted Answer

Insured having reasonable expectations has often resulted in insurers having to cover things they never anticipated covering because of the broad interpretation of policy language by some courts. This has included coverage for mental distress and environmental pollution.

The Fact That Insured Have Reasonable Expectations Has Typically Resulted