Underinsured Motorist coverage:
A) is the same as Uninsured Motorist coverage
B) is automatically included in the PAP's Part C coverage
C) pays for property damage you cause when victims have no coverage
D) none of the above

Question

Quizplus · Accepted Answer

Underinsured Motorist coverage is not the same as Uninsured Motorist coverage, is not automatically included in the Personal Auto Policy's (PAP) Part C coverage, and does not pay for property damage the insured causes to victims who have no coverage. It is designed to protect the insured from drivers who have insufficient insurance coverage.

Underinsured Motorist Coverage