Your vehicle is damaged by another vehicle and the accident is the fault of the other driver. You may collect for damages to your vehicle, less the deductible, from your insurance company under Coverage D, Collision, if a premium for Collision has been paid.

Question

Quizplus · Accepted Answer

This is correct as Coverage D, Collision, covers damages to your vehicle caused by a collision with another vehicle, regardless of fault. If the accident is the fault of the other driver, your insurance company will pay for the damages, less your deductible.

Your Vehicle Is Damaged by Another Vehicle and the Accident