You collide with another vehicle and the accident is your fault. You may collect for damages to your vehicle, less the deductible, from your insurance company under Coverage D, Collision, if a premium for Collision has been paid.

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Coverage D, Collision, provides coverage for damages to your vehicle when in a collision, regardless of fault. However, if the accident is your fault, your insurance company may raise your premium at renewal time. Additionally, you will be responsible for paying the deductible before the insurance company pays for the damages.

You Collide with Another Vehicle and the Accident Is Your