The homeowners policy agrees to cover the peril of collapse in the "Additional Coverage" section and not as a specified peril because:

Name: The homeowners policy agrees to cover the peril of collapse in the "Additional Coverage" section and not as a specified peril because:
Brand: Quizplus
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Question

Quizplus · Accepted Answer

The coverage for collapse is included as an additional coverage because it can be caused by multiple perils (such as a fire, earthquake, or water damage) rather than a single specified peril. This is known as concurrent causation.

The Homeowners Policy Agrees to Cover the Peril of Collapse