Which of the following is excluded by the HO-3 Form?

Question

Quizplus · Accepted Answer

The HO-3 form excludes losses caused by ordinance or law, which means that if a building needs to be rebuilt to conform to new building codes or zoning ordinances, the insurance will not cover it.

Option A, Additional living expense and rental value, is covered by the HO-3 policy.

Option B, Debris removal, is also covered by the policy.

Option C, Loss of trees, shrubs and other plants, is not specifically mentioned in the HO-3 form. However, it may be covered under the personal property coverage of the policy.

Which of the Following Is Excluded by the HO-3 Form