Ira is a homeowner covered by an HO-3 policy. He lives with his wife and three teenage children, plus one teenage foster child. Who in the household is not covered for personal liability by the HO policy?

Question

Quizplus · Accepted Answer

The HO-3 policy typically covers the homeowner, their spouse, relatives living with them, and any other persons under the age of 21 in their care, which would include foster children. Therefore, all listed individuals would be covered for personal liability.

Ira Is a Homeowner Covered by an HO-3 Policy