Ira is a homeowner covered by an HO-3 policy. He lives with his wife and three children, ages 14, 16, and 19. Who in the household is not covered for personal liability by the HO policy?

Question

Quizplus · Accepted Answer

All members of Ira's household, including his wife and all three children, are covered for personal liability under the HO-3 policy. This type of policy typically extends coverage to the named insured, their spouse, and any relatives living in the household, which includes children of any age.

Ira Is a Homeowner Covered by an HO-3 Policy