The term "named insured" includes spouses and children (if any are living at home) in the homeowners (HO) insurance policy.

Question

Quizplus · Accepted Answer

The term "named insured" specifically refers to the individual(s) explicitly listed by name in the policy declarations of a homeowners insurance policy. While the policy may extend certain coverages to family members like spouses and resident relatives, they are not automatically the "named insured" unless specifically listed as such.

The Term "Named Insured" Includes Spouses and Children (If Any