Under a group life insurance plan, in general, individuals do not have to pass an insurer's medical examination.

Name: Under a group life insurance plan, in general, individuals do not have to pass an insurer's medical examination.
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Group life insurance plans typically do not require individuals to undergo a medical examination because the insurer is spreading the risk over a large group of people, which allows for lower rates overall.

Under a Group Life Insurance Plan, in General, Individuals Do