The suicide clause states that the life insurer will not have to pay benefits in the event death is caused by suicide after a short (one or two year) waiting period.

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The suicide clause typically states that the life insurer will not have to pay benefits if the death is caused by suicide within a short (one or two year) waiting period after the policy is bought. After this period, benefits are usually payable even in the case of suicide.

The Suicide Clause States That the Life Insurer Will Not