Renee and her husband Jason have been married for 25 years and are planning to retire this year. Jason's PIA is $2,000. Renee's PIA is $800. Assuming they are both at full retirement age, what is their maximum joint retirement benefit under Social Security?

Question

Quizplus · Accepted Answer

At full retirement age, Renee can receive her own PIA of $800 or half of Jason's PIA, which is $1,000. Since $1,000 is greater than $800, she will receive $1,000. Jason will receive his PIA of $2,000. Therefore, their maximum joint benefit is $2,000 + $1,000 = $3,000.

Renee and Her Husband Jason Have Been Married for 25