Corey Has Not Paid the Premium on His Universal Life

Corey has not paid the premium on his universal life, flexible-premium policy for one month. His insurance company has yet to cancel the policy. Why?

A) He has not passed the two-month free look period.
B) His policy allows him to use accumulated cash value to cover mortality costs for the period.
C) His insurance company is too large to notice.
D) His insurer is a mutual company rather than a stock company.