Zac and His Two Friends Were Driving Back from a Football

Zac and his two friends were driving back from a football game in the snow and crashed into an embankment after driving over a mailbox. He had $3,500 damage to his vehicle, $300 for the mailbox, and his rear passenger wasn't wearing a seatbelt and he suffered a neck injury that resulted in $12,500 in chiropractor expenses. His personal auto policy has coverage limits of 25/50/10, collision coverage with a $500 deductible, and comprehensive with a $250 deductible. What will his insurance company pay?

A) $3,000 from collision, $300 property liability, and $12,500 in medical
B) $3,250 from comprehensive, $50 property liability, and $12,500 medical
C) $3,000 from collision, $50 comprehensive, and $10,000 in medical
D) $3,250 from comprehensive, $300 property liability, and $10,000 medical