You Are Comparing Two Options for a $125,000 Home Mortgage

You are comparing two options for a $125,000 home mortgage. The first option is a 15-year mortgage with a 4% annual rate, and the second option is a 30-year mortgage with a 4.5% interest rate. If you want your monthly payment under the first option to be the same as the monthly payment under the 30-year option, how much additional down payment will you need to put down under the 15-year option?

A) $7,664
B) $39,375
C) $42,208
D) $44,909