If the Bartow Publishing House Sends a Shipment of Textbooks

If the Bartow Publishing House sends a shipment of textbooks to the university bookstore via a common carrier, it needs:

A) no inland marine insurance because the trucking company already has this coverage
B) inland marine insurance because a shipper cannot recover from a common carrier
C) liability insurance to sue the common carrier for the carrier's legal liability
D) inland marine insurance, even though it can collect a liability claim from the carrier, because such collection could be slow and potentially expensive