Find the Monthly Payment and Estimate the Remaining Balance (To $\$ 9900$

Find the monthly payment and estimate the remaining balance (to the nearest dollar) . Assume interest is on the unpaidbalance.
-5 year car loan for $\$ 9900$ at $2.85 \%$ ; remaining balance after 4 years.

A) $\$ 177.23 ; \$ 4130$
B) $\$ 532.86 ; \$ 2031$
C) $\$ 1069.24 ; \$ 1942$
D) $\$ 177.23 ; \$ 2094$