When unscrupulous lenders targeted poor and minority home buyers in the run-up to the recent housing bubble, they engaged in the practice of
A) discrimination.
B) reverse redlining.
C) ethnic targeting.
D) class warfare.

Question

Quizplus · Accepted Answer

Reverse redlining refers to the practice where lenders intentionally target poor and minority home buyers with predatory loans and other exploitative practices. This was a key factor in the housing bubble that led to the 2008 financial crisis. Discrimination refers to unjust or unequal treatment of individuals or groups based on their race, ethnicity, gender, or other factors. While discrimination may have played a role in the housing crisis, the specific practice described in the question is more accurately described as reverse redlining. Ethnic targeting and class warfare are not appropriate descriptions of this practice.

When Unscrupulous Lenders Targeted Poor and Minority Home Buyers in the Run-Up