A patient has a $600 balance and agrees to a payment plan of $100 in six installments. If he or she skips the third installment and sends in $25 the following month, the physician can send the account to a collection agency.

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The physician can send the account to a collection agency if the agreed-upon payment plan is not followed, as skipping an installment and underpaying the next constitutes a breach of the agreed payment terms.

A Patient Has a $600 Balance and Agrees to a Payment