The Timeline Shown Below Best Describes the Cash Flow of Which

The timeline shown below best describes the cash flow of which of the following people?

A) Joe, who puts down $3500 to buy a car, and then makes annual payments of $1000
B) Harry, who borrows $3500, and then receives an annual payment of $1000
C) Karen, who loans a friend $3500, which the friend then pays back in four annual installments of $1000
D) Leo, who borrows $3500, and then pays back the loan in four annual payments of $1000
E) Michelle, who contributes $3500 to an RRSP and makes four annual contributions of $1000