Police and Fire Protection Are Often Provided by Government Because

Police and fire protection are often provided by government because

A) if you don't pay, you don't get to use them.
B) if you don't pay, you cannot be excluded from using them.
C) a private company providing these services would make too much profit.
D) adverse selection would result.
E) if government did not provide these services, too many people would be involved in these activities.