If a bank pays a check despite a valid stop payment order,it inherits the rights of the customer against the payee.

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This is a general principle in banking law known as the "discharge for value rule." It means that if a bank pays a check that should have been stopped, it may be liable to the customer for damages, but it can also claim the rights of the customer against the payee, such as the right to recover the amount paid. This is because the bank has effectively stepped into the shoes of the customer and become a subrogee of their rights. However, there are some exceptions and limitations to this rule, depending on the specific circumstances of the case and the applicable laws and regulations.

If a Bank Pays a Check Despite a Valid Stop