Which of the Following Statements Regarding Methods of Payment Is

Which of the following statements regarding methods of payment is TRUE?

A) A debit card operates by allowing the cardholder to borrow the purchase price of an item from a bank.
B) Because it withdraws funds from a bank account, a credit card can be used only if that account contains sufficient funds.
C) Once a credit card transaction has been authorized by the issuer, the cardholder cannot revoke payment even if the merchant delivered defective goods.
D) In contrast to credit cards and debit cards, a cheque operates by unconditionally discharging a contractual debt.
E) Even after a transaction has been processed, the holder of a debit card can countermand payment if the merchant provided defective goods.